What is a Group Litigation?
The concept of a group litigation or group action has been around for quite some time but has been seldom used in the UK. This style of litigation is much…
The Small Claims Process for civil claims is failing the consumer and killing access to justice.
The last few years has seen a rise in consumer litigation with individuals taking on large corporations, insurers or banks. In the majority of cases, these disputes are for sums…
FCSC pays out £584m in compensation – but is this £584m too much?
Published on July 7th, the Financial Services Compensation Scheme’s Annual Report states that total compensation costs amounted to £584m in 2021/2022, providing redress to 108,000 people, with approximately 132,000 claim…
The FCA new Consumer Duty – too little too late?
The FCA’s new Consumer Duty is a great idea: a form of regulation that focuses on “Consumer Outcomes,” where the FCA regulated company or agent has to put themselves in…
How to get the best deal on car finance agreements – here are the questions to ask your car dealership
Despite a major investigation into the mis-selling of car finance PCPs (personal contract purchase agreements) by the Financial Conduct Authority in 2019, which uncovered evidence of car buyers collectively paying…
FCA bans 5 directors for causing significant losses to pension customers
Last week, the FCA confirmed it has prohibited 5 directors from financial advice firms from working in financial services, after the Upper Tribunal found they had failed to act with…
Secret Energy Broker Commissions
The real test is not whether you avoid this failure, because you won’t. It’s whether you let it harden or shame you into inaction, or whether you learn from it;…
Mis-Sold Retirement Investment
The real test is not whether you avoid this failure, because you won’t. It’s whether you let it harden or shame you into inaction, or whether you learn from it;…
Mis-Sold Car Finance (PCP) Loan
The real test is not whether you avoid this failure, because you won’t. It’s whether you let it harden or shame you into inaction, or whether you learn from it;…
